Holding Is Buying
Buy ratings everywhere, sell ratings almost nowhere — because what's sold isn't a forecast, it's cover.
InvestingMarketing
Loud in the Mall, Silent on the Tag
Zara books exposure under acquisition and hides its names under risk; two ledgers, one budget.
Marketing
The Answer in Four SIM Slots
Transsion became the king of African mobile phones without being the cheapest or the most advanced — its answers live in the user's circumstances: four SIM slots, a thirty-day battery, a camera tuned for dark skin.
Marketing
Treating Everyone Equally Punishes the Best Customers
Diamond members reach a human right away; everyone else stays in the queue. Equal treatment sounds fair — it treats the best customers the worst.
Marketing
Telling Time Is Free, What Gets Worn Is Not
Once the function is free, the price moves into meaning.
Marketing
The Compliment Was Scheduled
By the fifth compliment on his commute, the design had already shown itself.
Marketing
Octopus Died in Australia, and Lived in Hong Kong
The same contactless card technology was rejected by Australian rail and adopted by the MTR — a technology's fate lives not in the lab but in the soil it lands on.
Marketing
One Point Of Retention, Five Points Of Profit
An insurer pushed its lapse-prediction model from 89% to 92%, and every point of retention added about 5% to the bottom line. The old nest of profit is not new business; it is the customers who stay.
Marketing
Responsibility Has Layers; Donations Record Only One
Paying wages on time is already a serious social responsibility; giving little is not the same as being irresponsible.
Marketing
The Organization That Wanted to Change, and Died Wanting
Kodak's leadership saw the digital future early and still nearly vanished: the resistance never lived in the boardroom's judgment, it lived in the organization's skill structure. For innovation to survive, it has to be the CEO's job.
Marketing
Repeat Buyers Are Not Loyal Buyers
A high repeat-purchase rate is not loyalty. The customer matrix has a quadrant built for this: they buy again and again — and cannot stand the company.
Marketing
The Smallest Unit of Service Is a Name
Remembering a name is the smallest unit of service; technology only scaled it.
Marketing